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Ohio FHA Loans - FHA Loans in Ohio

Thanks to Ohio FHA Loans, million of Ohio homebuyers have been able to utilize the resources to secure the funding for the home of their dreams.

By filling out our no-obligation, online application form, we can have the area's top lenders working to build and offer you the best information and rates on FHA loans in Ohio.

Secure Ohio FHA Loans at Low Rates

You may find it difficult to keep up with Ohio FHA loan as interest rates are changing daily and the real estate market in Ohio is a constantly evolving and competitive place. We shop around and provide you with the best interest rates on Ohio loans, and our lenders analyze your application and understand your specific loan requirements. Our Federal Housing Administration Loans assist you in:

  • Building your dream home

  • Rehabilitating your existing home

We offer the following types of Ohio FHA loans :
  • Construction loans

  • Assumable loans

  • Government loans

  • Home improvement loans

  • FHA Streamline refinancing loans

  • Insured loans

  • Refinance loans




Ohio's FHA Loans Available to Everyone !

The Federal Housing Administration programs in Ohio reduce expenses and make it easier for consumers to buy homes. But, these programs are not just for first-time homebuyers; FHA loans in Ohio are available to everyone! Ohio FHA loans are also available for borrowers with poor credit-even no credit! Ohio FHA mortgages maximum allowable loan amounts increase each year; therefore it is important and necessary to check with your lender on the current amounts available.

Benefits of securing an FHA in Ohio:

  • The credit criteria and asset requirements for the first time borrower are not strict when compared to the conventional loan versus an Ohio FHA.

  • You may obtain FHA loans even though you have credit problems.

  • You may use a non-occupant as your co-borrower.

  • OH FHA's Permit you to assume the mortgage without the additional costs of a new loan.

  • The monthly mortgage insurance premium is cheaper when compared to the conventional loan.

  • If the seller can pay for part of the closing costs.

  • Allowing you to purchase a home with low down payment.

  • You can further lower your monthly as well as interest payments on your existing FHA loan by applying for Ohio FHA streamline refinancing.

What is Assumable in an FHA Ohio loan ?

FHA loans in Ohio are assumable and are assuming a federal housing administration loan could lead to a lower interest rate. The application process is simple as it consists of basically a credit check and little else. Property appraisal is not required in the application process but it is pivotal to demonstrate to your lenders that you have sufficient income to support your FHA mortgage loan. The closing costs in an Ohio FHA streamline are similar to those of a conventional loan. It is necessary to pay allowable closing costs while obtaining an Ohio FHA mortgage loan. The following are the allowable closing costs:

  • Actual cost of credit reports

  • Deposit verification fees

  • Lender's origination fees

  • Appraisal fee and inspection fees

  • Property survey

  • Attorney's fees

  • Home inspection fees

  • Recording fees

  • Test and certification fees

  • Title insurance and cost of title examination

  • Document preparation

In Ohio, FHA loans and FHA streamline loans are a great way for any homebuyer to access today's low interest rates and secure the financing they need to make their homeownership goals a reality soon. Fill out our no obligation, online Ohio FHA loan mortgage application form and put the area's top lenders to work for you in securing a loan program that is perfectly suited to your financial needs.